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My Next Move: Since My DivorceReal Estate, House and Home Decisions with RealEstate Expert Matt Weaver

My Next Move: Since My Divorce

After 17 years of marriage, Mandy Walker was getting a divorce and she debated whether or not she wanted to keep the house she had raised her family in. Financially, it was too expensive, and, realistically, it was too big for her to manage. So she put it up for sale, but had no luck in the real estate market.

But she couldn’t keep her teenage children displaced for long, so she was forced to buy a new home even though her old one remained unsold. She also chose to remain in the same town, which wasn’t easy since there were very few new housing developments there. So how did she make this transition as easy as possible for her children, while sticking within her budget? Watch the video to find out.

More about homebuying:

Matt Weaver, your expert in Oldham County, KY for professional Real Estate Advice.

 

U.S. Home Prices See Biggest Jump in 7 Years:

home prices real estate housing market economy recovery mortgage rates

By Christopher S. Rugaber

WASHINGTON — U.S. home prices jumped 12.2 percent in May from a year ago, the most in seven years. The increase suggests the housing recovery is strengthening.

Real estate data provider CoreLogic said Tuesday that home prices rose from a year ago in 48 states. They fell only in Delaware and Alabama. And all but three of the 100 largest cities reported price gains.

Prices rose 26 percent in Nevada to lead all states. It was followed by California (20.2 percent), Arizona (16.9 percent), Hawaii (16.1 percent) and Oregon (15.5 percent).

CoreLogic also says prices rose 2.6 percent in May from April, the fifteenth straight month-over-month increase.

Steady hiring and low mortgage rates have encouraged more Americans to buy homes. Greater demand, a limited number of homes for sale and fewer foreclosures have pushed prices higher. Prices are still 20 percent below the peak reached in April 2006, according to CoreLogic.

Sales of previously occupied homes topped the 5 million mark in May for the first time in 3½ years. And the proportion of those sales that were “distressed” was at the lowest level in more than four years for the second straight month. Distressed home sales include foreclosures and short sales. A short sale is when a home sells for less than what is owed on the mortgage.

Home sales are expected to increase in the coming months. That’s because the number of people who signed contracts to buy homes rose in June to the highest level since December 2006. There’s generally a one- to two-month lag between a signed contract and a completed sale.

One worry is that higher mortgage rates could slow the housing recovery. Still, rates remain low by historical standards. And increases in rates could boost home sales. That’s’ because many Americans may act to lock in the lower rates before they rise further.

A survey by the University of Michigan released last week found more Americans believe it is a good time to buy a home because both rates and prices are just starting to rise.

Rates have been trending higher for two months. And the average rate on a 30-year fixed mortgage leaped to 4.46 percent last week, according to mortgage buyer Freddie Mac. That’s the highest in two years and a point more than a month ago.

Mortgage rates surged after Federal Reserve chairman Ben Bernanke said last month that the Fed could scale back its bond buying later this year and end it next year if the economy continued to strengthen. The bond purchases have kept long-term rates down.

Economists say that higher mortgage rates are unlikely to stifle the housing recovery. A more critical issue is whether potential buyers can get loans. There are signs that banks have become more willing to extend mortgages.

Homes for sale listed by Matt Weaver. Your expert in real estate for Metro Louisville and beautiful Oldham County Kentucky.

Whether its 2 bedrooms, 3,4, or a 5 Bedroom home or house with 1,2, 3, 4 or 5 baths and or bathrooms, or two bedrooms connected by or with a joining  bathroom – leave it to Weaver.  Of course you may want a garage, double size, or maybe a three car garage with a finished or unfinished basement and a large lot with lots of trees or small lawn with little to no grass to cut but a great neighborhood for kids and children – Matt Weaver either has it listed currently or he will help you find it.

Matt has your English Tudor or your 2 story Colonial, a one level ranch or maybe you’re looking for a house on a Golf Course or a home or lot with a view, or maybe some acreage with a barn and a small pond – again, just leave it to Weaver, Matt Weaver that is.

Maybe you’re thinking, I need to sell my house – who is the best, most experienced expert, even a specialist, in real estate, in all of Oldham County for selling your home?  Again, the answer is Matt Weaver for all your Real Estate needs.

Matt knows real estate and specializes in several areas:  Oldham County, Crestwood, PeeWee ValleyLaGrange or Anchorage, KY. Call Matt Weaver, 502.376.0884.your experienced professional for questions and expert advice regarding each and every real estate need.

Kentucky releases new school test scores:

The results, released at 12:01 a.m. Friday, may come as a shock to school districts that had generally ranked higher in previous tests. But the system’s design automatically ensured that 69 percent of schools and districts would end up in the “needs improvement” classification.

And state educators and testing experts caution parents and teachers not to panic, that the new test of national higher standards with more components — such as graduation rates and college and career readiness — meant more schools were bound to find the test harder going.

Of the other 31 percent of schools and districts, those between 70 and 89 percent are “proficient” and those at 90 percent and higher are “distinguished.”

“I’m still having to adjust my vocabulary,” said Anthony Orr, superintendent of Nelson County schools and a former principal of Paul Laurence Dunbar High School in Lexington.

“In some sense, any of us would say we need improvement,” Orr said. For the past nine months, he and school employees have been trying to prepare the community by pointing out higher standards in math and reading, plus many more components. (In addition, the highest score has gone from 140 to 100.)

For example, at the elementary level, schools are judged on actual test scores, along with the performance of minority, special education and low-income students. Around the state, 31 schools were proficient or distinguished but were also “focus” schools, meaning those groups had not scored well enough.

The test also looked at the growth of every academic level. A fourth-grader who reads at the fifth-grade level will still have to make progress to earn points, just as someone who reads below grade level will have to improve.

This has tripped up some schools. In Grayson County, Superintendent Barry Anderson said one school that usually scored the highest on statewide tests scored the lowest this time around because growth rates were too low. It’s confusing for teachers even as they try to improve, he said.

“That school didn’t get dumb in one day that they took the test,” Anderson said. “I’m conflicted about this. Our public will be conflicted.”

At the middle and high school level, schools will see the most changes because of including testing from the ACT test. The statewide percentage of students who are college or career-ready is 47.2 percent, which is an increase from last year of 38 percent.

High schools are also judged on growth and graduation rates. “It is multi-measured, but I think that’s somewhat as a result of the attempt to meet the expectations of parents and teachers that the score on a test is not the only thing schools should be measured by,” said Wilson Sears, director of the Kentucky Association of School Superintendents. “It is complicated, and we understand that, but I also think it is more comprehensive than it was before.”

The larger issue might be test fatigue. In the past 20 years, Kentucky’s teachers and students have toiled over the KIRIS test, which under political pressure became the CATS test. Around 2007, that changed to CATS II, which segued into the KCCT test.

The new test is called Kentucky Performance Rating for Educational Progress — K-PREP for short — the fifth high-stakes, high-pressure system in two decades. When parents are told each time that this test is the best one, confidence can wane, school officials said.

Add to that the fact that schools have been placed on a bell curve, which means that roughly two-thirds of them have to fall into the “needs improvement category,” even though their score might be very close to one deemed “proficient.”

Roger Marcum, former superintendent of Marion County and a member of the Kentucky Board of Education, says he understands this but hopes parents will still pay attention.

“We are looking at more things than we ever have before,” he said.

In addition, Marcum said, as the scores roll out and get more analysis, the state school board is willing to tweak pieces of the testing system.

Education consultant Susan Weston said the issue becomes more confused because standards got lowered in the transitions between testing systems, particularly between 2007 and 2009.

“The current testing system has clearer standards for reading, writing and mathematics, and it has more demanding scoring for those subjects,” she said. “Those are improvements over all our past tests. It’s likely the best move we could have made this year.”

On the extreme ends of the testing system, the results did not stray far from past years. The top districts included mostly small, independent districts with wealthier student bodies, such as Anchorage, Fort Thomas and Murray. The lower end included the far reaches of the state, such as Fulton, Magoffin and Clay counties, which have high numbers of low-income students.

Three schools, The Academy @ Shawnee, Frost Middle in Jefferson County and Chavies Elementary in Perry County, scored only in the high 20s; the highest score in the state, 91.6, belonged to Anchorage’s middle school.

But it’s the vast middle that caught up most districts, including 328 schools statewide that scored below 50 points out of 100.

Kentucky is the first state in the country to adopt the national Common Core Standards, and to test on them.

If you’re looking for homes for sale in the Oldham County Ky, school district – Matt Weaver is the best real estate agent, with expert advice and knowledge for you to call.

“The world has changed,” said Commissioner Terry Holliday. “This is the first time all the states have come together and said, ‘Here are the standards to make us more competitive.’”

 

Filed under: News, House of the Day

Our eyes nearly popped out of our heads when we saw the reported sale price of this Woodside, Calif., mega-mansion: $117.5 million! If it’s true, it would be the second most expensive home sale ever in the United States. (Billionaire Stanley Kroenke holds the No. 1 spot for his $132.5 million purchase of a Montana ranch last November.)

Bay Area blog SF Luxe came across the shocking discovery, pointing to public records on listings site Redfin showing the astronomical sale price of the 8,930-square-foot spread in the middle of Silicon Valley. Our buddies at Curbed, though, expressed a bit of skepticism, saying: “It could also be a fat finger error at the property records office.” We can’t be totally certain, but there is some evidence that the sale price may be the real deal. A historic Colonial in Woodside went on the market for $85 million last September, and Russian billionaire Yuri Milner coughed up $100 million for a home in nearby Los Altos Hills, Calif.
The alleged $117.5 million juggernaut, previously owned by private equity bigwig Tully Friedman and designed by starchitect Allan Greenberg, was not publicly listed for sale, according to SF Luxe. The blog did not reveal the buyer, but said that “it’s a name with which you are undoubtedly familiar.” (Mark Zuckerberg?) The stunning Neoclassical home, which sits on nine acres, gets 360-degree views of the Woodside Mountains.


Matt Weaver, an expert real estate advisor and agent in Oldham County, Ky and surrounding communities frequently shares information with buyers and sellers of homes and other real estate properties.  Matt is recognized nationally for his expertise and achievements in assisting families to find the home that best fits their needs.  The following article Matt has had posted for your perusal:

The national housing recovery seems as if it will continue this year, as many local real estate markets were shown to be improving at the start of 2013. The total number of housing markets that saw improvements in the month of January climbed to 242, including metro areas in 48 states, as well as the District of Columbia, according to the Improving Markets Index issued monthly by the National Association of Homebuilders and First American. The current number makes up slightly more than two-thirds of the metro areas the index monitors nationwide, and is up from the 201 improving markets observed in December.

Related: Best Housing Markets of the Real Estate Recovery

“We created the improving markets list in September of 2011 to spotlight individual metros where — contrary to the national headlines — housing markets were on the mend,” said NAHB chairman Barry Rutenberg. “Today, 242 out of 361 metros nationwide appear on that list, including representatives from almost every state in the country. The story is no longer about exceptions to the rule, but about the growing breadth of the housing recovery even as overly strict mortgage requirements hold back the pace of improvement.”

In all, 47 new areas were added to the list of improving cities, while six others dropped off, the report said. Those added include major metro areas from across the country, including Los Angeles, Des Moines, Iowa, Nashville, Tenn., Richmond, Va., and Cleveland. NAHB chief economist David Crowe also said that the national number of improving markets has nearly doubled in the last two months alone driven by more consumer demand pushing home prices higher. However, he also cautioned that in the future, these changes may not continue for much longer due to seasonal shifts in the home market in general.

Related: Find Homes for Sale in the Best Markets

Housing affordability remains rather high even as prices continue to rise across the country thanks in large part to mortgage rates being artificially depressed by the Federal Reserve Board’s latest round of bond-buying, known as QE3. However, some experts note that it’s unlikely that the Fed will continue to snatch up bonds at the rate seen in the last several months, which in turn could lead interest rates to rise in the latter half of the year, and as such, those who are interested in buying a home may want to capitalize on the combined deals on rates and prices as soon as possible.


Anchorage is a nautical name for a community that is located just over three miles from the Ohio River, and history tells us it was named for a riverboat captain. A fine gentleman named Captain James W. Goslee of the riverboat Matamora took up residence in what was then Hites Mill. When the city was incorporated in 1878, the name Anchorage was chosen to honor him. Legend has it that the anchor that hangs inside the locomotive wheel in the town square was taken from the Matamora by Goslee.
Hites Mill was a just a portion of the original land grant given to Isaac Hite in 1773, and the residents have worked hard over the past century to maintain the lush natural beauty of the land. Though developed, the community is so heavily shaded that the temperature stays comfortably cooler on a hot summer’s day than the neighboring city of Louisville. However, in the fall and winter, the same cooler temperatures apply and heavier jackets can be a necessity.
Anchorage, Kentucky offers residents a small town feel, although it is home to some of the area’s wealthiest citizens. John Schnatter, the founder of Papa John’s, owns around 6% of the land in Anchorage. He has been working to restore historical aspects of the community like the interurban rail station, plus the revitalization of several historic buildings while also adding a hiking trail and an upper class restaurant.
Anchorage gives the feeling of coming home when you drive through and many local residents will attest to that.

Maybe you’re thinking, I need to sell my house – who is the best, most experienced expert, even a specialist, in real estate, in all of Oldham County for selling your home?  Again, the answer is Matt Weaver for all your Real Estate needs.

Matt knows real estate and specializes in several areas:  Oldham County, Crestwood, PeeWee ValleyLaGrange or Anchorage, KY. Call Matt Weaver, 502.376.0884.your experienced professional for questions and expert advice regarding each and every real estate need.

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Office: 502-212-7425

Cell: 502-376-0884

Call Matt for expert Real Estate advice and information on listing, selling, buying, finding a lot or building your dream home in Oldham County, Pee Wee Valley, La Grange, Anchorage, and all of Metro Louisville including Jefferson County.

Matt's side specialty and hobby is Golf. He can find you a house or home on or near a golf course in any of the areas listed above.

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